USD & EUR Business Accounts with Global Reach

Streamlined setup, real-time FX, and global payouts—all in one platform.

Business account dashboard with SWIFT, SEPA, and ACH options.

Access Named Business Accounts for Your Enterprise

Full-Function Accounts in Your Name
Access to Tier-1 Banking Networks
Specialized Support for Complex Industries
Efficient Online Application
EMI Agent, Regulated by NBB
Seamless global settlements in USD & EUR
Compliance-first approach for global growth.
Rapid Account Activation

Built for Businesses of All Sizes—Local or Global

icon_Flexible Payments

Global Transfers

SEPA/SWIFT business transfers with instant settlement for any transaction size.

icon_mass payments

Mass Payouts

Efficient batch transfers to multiple recipients in a single transaction.

On-Off Ramp

Currency Management

Unified management of multiple currencies within a single dashboard.

low cost

Multi-Currency Collections

Receive funds directly into your named business accounts and digital wallets.

Enhanced Security

Enhanced Security

Protect accounts and transactions with SCA, 2FA, and OTP.

Referral Program

Data Reporting

Access detailed transaction history with downloadable PDF/CSV reports.

How to Start

Get Started in 3 Streamlined Steps—Simple for All Businesses

Open Account
step1
step2
step3
Register Your Account
Enter your corporate email to create your account.
Complete Digital Verification
Upload corporate documents to verify your business details.
Activate Your Account
Receive your named business accounts and start transacting immediately upon approval.

Secure, Scalable API Integration for Business Payments

Quick and seamless integration with enterprise-grade security. Handle mass payouts of any size, all on a scalable API built to grow with your business.

  • Python
  • Java
  • PHP
  • Node.js
  • GO
# 1、Initializing UniPayment SDK Configuration
from unipayment import Configuration, BillingAPI, BeneficiaryAPI, CommonAPI, ExchangeAPI, PaymentAPI, WalletAPI


self.configuration = Configuration()
self.configuration.client_id = '071a5fad-9f7e-4785-9fe1-5a5e8d45c518'
self.configuration.client_secret = 'CzWUHMvWy7Dw7NAc8ZnKaDkqnXzSMV18d'
self.configuration.app_id = "a22a62d1-3b64-4cb5-9336-9c45afd91e6e"
self.configuration.is_sandbox = True
self.configuration.debug = True

self.CommonAPI = CommonAPI(self.configuration)
self.BeneficiaryAPI = BeneficiaryAPI(self.configuration)
self.ExchangeAPI = ExchangeAPI(self.configuration)
self.WalletAPI = WalletAPI(self.configuration)
self.PaymentAPI = PaymentAPI(self.configuration)
self.BillingAPI = BillingAPI(self.configuration)

if self.configuration.debug:
    logger.setLevel(logging.DEBUG)

# 2、Create an invoice
import logging
import uuid

from unipayment.models import CreateInvoiceRequest

logger = logging.getLogger(__name__)

order_id = uuid.uuid4()
create_invoice_request = CreateInvoiceRequest(app_id=self.configuration.app_id, price_amount=2.0,
                                              price_currency='USD', order_id=order_id, lang='en',
                                              ext_args='"Merchant Pass Through Data')

create_invoice_response = self.BillingAPI.create_invoice(create_invoice_request)
logger.debug("response body: %s", create_invoice_response)
// 1、Programmatically - Initializing the Configuration Object
import io.unipayment.sdk.core.config.Configuration;
import io.unipayment.client.UniPaymentClient;

Configuration configuration = Configuration.builder()
        .clientId("client id")
        .clientSecret("client secret")
        .host("https://sandbox-api.unipayment.io")
        .apiVersion("1.0")
        .appId("app id")
        .debug(true) //If you wish to print the request/response logs
        .build();

// 2、Create an invoice
import io.unipayment.sdk.model.ApiResponse;
import io.unipayment.sdk.model.Invoice;
import io.unipayment.sdk.model.*;

BillingAPI billingAPI  = BillingAPI.getInstance(configuration);
CreateInvoiceRequest createInvoiceRequest = CreateInvoiceRequest.builder()
        .appId(configuration.getAppId())
        .priceAmount(2.0)
        .priceCurrency("USD")
        .orderId(orderId)
        .lang("en")
        .extArgs("Merchant Pass Through Data")
        .build();

ApiResponse apiResponse = billingAPI.createInvoice(createInvoiceRequest);
if(apiResponse.getCode().equals("OK")){
    // handle business logic
}
// 1、Initializing UniPayment SDK
$configuration = new \UniPayment\SDK\Configuration();
$configuration->setClientId('your client id');
$configuration->setClientSecret('your secret key');
$configuration->setAppId('your app id');
$configuration->setIsSandbox(false);

// 2、Create an invoice
$createInvoiceRequest = new \UniPayment\SDK\Model\CreateInvoiceRequest();
$createInvoiceRequest->setAppId($configuration->getAppId());
$createInvoiceRequest->setOrderId(Uuid::uuid4());
$createInvoiceRequest->setPriceAmount(1.0);
$createInvoiceRequest->setPriceCurrency('USD');
$createInvoiceRequest->setLang("en");
$createInvoiceRequest->setExtArgs("Merchant Pass Through Data");

$billingAPI  = new \UniPayment\SDK\BillingAPI($configuration);
try{
    $createInvoiceResponse = $billingAPI->createInvoice($createInvoiceRequest);
} catch (\UniPayment\SDK\UnipaymentSDKException $e) {
   ...
}
const {v4: uuidv4} = require('uuid');
const {BillingAPI} = require('unipayment-sdk');
const billingAPI = new BillingAPI(configuration);

const createInvoiceRequest = {
    'app_id': configuration.appId,
    'order_id': uuidv4(),
    'price_amount': 1.00,
    'price_currency': 'USD',
    'lang': 'en',
    'ext_args': 'Merchant Pass Through Data'
};
billingAPI.createInvoice(createInvoiceRequest).then(response => {
    printResponse(response);
    assert.equal(response.data.code === 'OK', true);
    done();
}).catch(error => {
    done();
    console.log(error);
})
// 1、Initializing UniPayment client
var (
    authParams = AuthParams{ClientID: "your client id",
    ClientSecret: "your client secret",
    AppID:        "your app id"}
    apiClient = NewAPIClient(NewConfiguration(authParams)).UnipaymentApiClient
)

// 2、Create an invoice
createInvoiceRequest := CreateInvoiceRequest{
    Title:         "MacBook Pro",
    Description:   "MacBook Pro(256G)",
    Lang:          "en",
    AppId:         authParams.AppID,
    PriceAmount:   2.0,
    PriceCurrency: "USD",
    PayCurrency:   "USDT",
    NotifyUrl:     "https://demo-payment.requestcatcher.com/test",
    RedirectUrl:   "https://www.example.com",
    OrderId:       "ORDER_123456",
    ExtArgs:       "Merchant Pass Through Data",
    ConfirmSpeed:  "Medium",
}
response, _, err := apiClient.CreateInvoice(createInvoiceRequest)

FAQ

Is UniPayment safe?

Yes, UniPayment complies with AML and KYC standards and holds licenses such as Lithuanian VASP, Belgian EMI-Agent, and U.S. MSB, ensuring global compliance and secure transactions.

How quickly can I access my funds after a transaction?

Funds are typically available instantly with real-time settlement, though timing may vary due to factors like bank processing, transaction type, and time zones.

What fees does UniPayment charge?

We offer low, transparent fees with no hidden costs. Detailed fees are available in your dashboard.

What currencies does UniPayment support?

UniPayment supports 26+ fiat and major cryptocurrencies for seamless global transactions.

What industries can use UniPayment?

UniPayment serves a broad range of industries, such as e-commerce, gaming, forex, and other high-risk sectors. Our adaptable solutions are designed to meet diverse business needs with confidence and reliability.

Get Started Online

Fast, secure, and free to sign up—join today for seamless global payments.

UniPayment multi-channel gateway for seamless crypto and fiat payments.